Hello my lovelies

So I am really bad at this whole blogging thing. It comes from my lack of tales to share I think. Also, I feel no one really cares when I post yet so I am going to see if I can grow this thing to make sure I am posting more often. I know, "Promises Promises."


Anywho, It is the first day of Prime Days and I am so excited because there are so many great deals. If you are not a prime member, you need to be because you will not believe some of these deals.


No, I am not sponsored by Amazon, although if they would like to call me...;)


The only big news I have is that I have completed this amazing training for my profession and am working on another. I am so busy with these but so proud of myself for doing them. Go Me!


I have also decided that I am going to be a little more open with who I am what I am doing and going through.


So here it goes. My name is Rae and I am in my 30s. I am in a lot of debt in part to losing my job and make poor chooses in my 20s and I am working hard to get out of it. I have a loving boyfriend of 6 years and he is also in debt because of things not working out the way we hoped. We are renting an apartment with a dog and a cat that can't stand each other (mostly on the cat's side) and want to do two very big and very expensive things in the coming years but know that we don't have the funds or a way to get the funds to do them due to more poor chooses leading to shitty credit scores. Any guess?


If you said get married and buy a house, you are a winner. Yes, we want to get married and know when and where, just waiting on the ring...hint honey. We also feel ready to buy a house but because we live in a city in California, our current rent is a mortgage payment, and don't have a lot to spare.


This leads me to my next big share, shitty credit. If you were not like me and didn't have credit cards that you couldn't pay off and fucked up your credit score. Good for you. I am not so lucky. I had 3 cards in my 20s and while I had them I made payments on time but only the minimum (didn't know you were not supposed to do that). I then lost my job and couldn't make the payments. They eventually got charged off and I am dealing with them finally coming off my credit score. Yay! However, I then opened a few more accounts, you know so I could try and do some repair work, only to once again lose my job. (No, I am not a shitty employee, I just had bad luck with company changes and whatnots.) This time I tried to get the hard times assistance that the credit card companies offer only they won't give me the information to apply for them and just closed my accounts. So I am now working on my repair process that I hope to have by this time next year.


I think problem with this blog is I don't know what I want it to be but I starting to see that I want it to be me. All of me. The Good the Bad and the Ugly. (little cowboy humor for you)



So this is me. I am working on fixing myself and I want to share that with everyone. I hope someone will see this and know that they are not the only ones in this boat. I am hoping to share more of what I am doing to fix my credit and to share any and all information I have that will help others dealing with this.


I am also going to share what I am into and what I am looking for. I want to share what my wants and needs are and anything I feel like because that is what I think people will read. If you are reading this, tell me if I am on the right track.